OUR FIRST MEETING

Our First Meeting

How to Become a Client of Seastrunk Financial (And Why You Should)

First things first: At Seastrunk Financial, your information is kept strictly confidential. We safeguard your privacy in accordance with federal regulations (Regulation S-P) and our firm’s written policies. Nothing you share leaves the room without your permission. Period.

Reaching out to a financial advisor can feel like a big step. Our first meeting is simply a conversation — a chance for us to learn about you and for you to decide whether we’re the right fit for each other.

There’s no pressure and no obligation. The goal is clarity.

What We’ll Talk About

We’ll start with your story.

  • What prompted you to explore financial planning?

  • What goals are most important to you right now?

  • What concerns are on your mind?

  • Where do you feel confident — and where do you want guidance?

We’ll also ask about your current financial picture — investments, retirement accounts, income sources, insurance, estate planning documents, and anything else that plays a role in your overall plan.

This first conversation helps us understand the complexity of your situation and whether our services align with what you’re looking for.

Who We Typically Work With

We generally serve individuals and families with at least $250,000 in investable assets who are seeking ongoing, comprehensive financial planning and investment management.

That said, fit isn’t just about numbers. It’s about whether you’re looking for a long-term advisory relationship that includes planning, coordination, and ongoing guidance — not just occasional investment recommendations.

If it looks like we’re not the right firm for your needs, we’ll tell you directly and, when possible, help point you in a better direction.

Here’s what we expect from potential clients—and what you can expect from us:

The Financial Basics (What We Look For in You)

  • Investable Assets: If you’ve got $250,000 or more in investable assets—or a household net worth that’s ready for comprehensive planning—then we’re probably a good fit.

  • Income Stability: You don’t need to be a millionaire, but you need to have a reliable income stream that’ll allow us to help you plan for the future.

The Right Mindset (Engagement Is Key)

  • Commitment to Planning: We’re not interested in quick fixes. If you’re ready to dive into a holistic plan that integrates investments, retirement, taxes, and estate planning, we’re all in.

  • Transparency: You’ve got to be open. If you’re hiding something, it’s going to be hard for us to help you. Full disclosure is the only way to get real, tailored advice.

  • A Partnership, Not a Transaction: We don’t do one-off advice. We’re in it for the long haul. If you’re looking for a trusted advisor to help guide you through life’s financial challenges, you’ve found the right place.

Your Stage in Life (What You’re Working Toward)

  • Preparing for or Entering Retirement? You need a plan, and we’re here to make sure it’s built to last.

  • Wealth Accumulation & Preservation: Whether you’re in the wealth-building phase or thinking about how to preserve it, we’ve got you covered.

  • Tax-Efficient Income Strategies: We aim to implement tax-aware strategies to help reduce unnecessary liabilities, though results may vary based on individual circumstances.

  • Leaving a Legacy: We’ll help you establish a lasting legacy through estate planning and philanthropy.

What You Need to Know (Our Practical Requirements)

  • Location: Seastrunk Financial is a registered investment adviser in South Carolina, Louisiana, or in other jurisdictions where exempted from registration. For information regarding our registration status, please refer to our Form ADV.

  • Engagement Agreement: We’ll need a formal advisory agreement. Whether that’s a financial planning agreement, asset management, or hybrid agreement, we’ll sort out the details.

  • Compliance: We’ll work with you to make sure everything aligns with regulatory and risk assessments. This is a partnership, not a quick fix.

Your First Meeting (Let’s Get To Know Each Other)

No pressure. Our first meeting is a relaxed “meet-and-greet” where we get to know each other. You’ll learn about our services and pricing, and we’ll learn about your financial situation. It’s free and only takes about an hour.

The Second Meeting (Get Organized)

Let’s face it: Most people’s financial lives are a mess. Papers are scattered, accounts are forgotten, and insurance policies are buried. But don’t worry—we’ve seen it all.

In the second meeting, we’ll help you get everything in order. Bring whatever financial documents you can find. Don’t stress if it’s a pile of papers or unopened envelopes—we’ll work with you. If your accounts are online, we’ll track those down together. By the end of the meeting, you’ll be organized and ready for the next step.

The Third Meeting (Time to Set Your Course)

Now we’ve got the information we need, and it’s time to get serious. We’ll present a report with personalized recommendations. You’ll decide how to move forward—whether you want us to implement the plan or if you’d prefer to work with us as your financial mentor.

And then… we’ll talk about how to track your progress. If we’re in charge, we’ll check in periodically and make adjustments as needed to keep you on track.

Ready to start? Click below to book your first meeting. Let’s get you on the path to financial success.