Seastrunk Financial Management

Seastrunk Financial Management, LLC is a South Carolina Registered Investment Advisor.  We are Fee-Only, CERTIFIED FINANCIAL PLANNER® Practitioners, serving clients locally and nationwide for financial planning and investment management.

We are a family team that works together to serve our clients, and we are passionate about helping each client make smarter financial decisions.

We apply time-tested strategies, providing education and expert advice to help our clients make wise decisions based on their priorities.

As circumstances and priorities change over time, we work with you to revise your plan so you can meet each of life’s challenges head-on and celebrate accomplishments along the way.

Over the years, we have found that people don’t tend to make financial mistakes on purpose; it’s just that they didn’t know any better!

While the Internet’s easy access to information has helped to make it possible for individuals to manage their finances independently, the level of investing skills and knowledge that you need can be overwhelming.

You should be aware the financial world is filled with con artists, greedy financial institutions, esoteric language, legal rules, and misleading methodologies.

And while people need good advice, what they want is advice that sounds good, especially if it appears to be free.

The advice that sounds the best in the short run is almost always the most dangerous in the long run.

Everyone wants the secret, the key, the roadmap to the primrose path that leads to the financial unicorn: the magical low-risk, high-return investment that can double your money in no time.

Everyone feels the urge to chase the returns of whatever has been hottest and to shun whatever has gone cold. And most financial media, like most of Wall Street itself, is dedicated to the old saying: When the ducks quack, feed ‘em.

In reality, for most of the media, that requires telling people to buy Internet stocks in 1999 and early 2000; explaining, in 2005 and 2006, how to “flip” houses; in 2008 and 2009, it meant telling people to dump their stocks and even to buy “leveraged inverse” exchange-traded funds that made explosively risky bets against stocks; and ever since 2008, it has meant touting bonds and the “safety trade” like high-dividend-paying stocks and so-called minimum-volatility stocks.

Making smart financial decisions requires considerable time to research, learn, and keep up with the ever-changing rules of money.

My job, as I see it, is to remind clients that knowing what not to do is much more important than what to do.

Above all, it means trying to save clients from themselves sometimes.

As Benjamin Graham wrote in The Intelligent Investor in 1949: “The investor’s chief problem – and even his worst enemy – is likely to be himself.”

One of the main reasons we are all our own worst enemies as decision-makers is that the financial universe is set up to deceive us and even our own brains can trick us up.

So, unless you are a little on the odd side (like we are) and enjoy this kind of thing, you probably wonder if you are making smart financial decisions.

That’s where we come in.